Page 5 - County of San Diego- Updated Final LTD STD for Microsite - V2022.08.27

Benefits At-A-Glance
Voluntary Short-term
Disability Insurance
The Lincoln Short-
term Disability
Insurance Plan:
 Provides a cash benefit when
you are out of work for up to 24
weeks due to injury, illness,
surgery, or recovery from
childbirth
 Provides a partial cash benefit if
you can only do part of your job
or work part time
 Features group rates for County
employees
 Offers a fast, no-hassle claims
process
 For Claims questions please
reach out to Lincoln Financial
Group at Claims@lfg.com or
888-480-8710
 For Enrollment questions please
reach out to Lincoln Financial
Group at 888-480-8710
Short-term Disability
25% of your weekly salary, limited to
Weekly benefit amount
$1,000 per week
Sickness elimination period 14 days
Accident elimination period 14 days
Maximum coverage period 24 weeks
Sickness Elimination Period
 You must be out of work for 14 days due to an illness before you can
collect disability benefits. You can begin collecting benefits on day 15
Accident Elimination Period
 You must be out of work for 14 days due to an accidental injury before you
can collect disability benefits. You can begin collecting benefits on day 15
Pre-existing Condition
 If you have a medical condition, including pregnancy, that begins before
your coverage takes effect, and you receive treatment for this condition
within the 3 months leading up to your coverage start date, you may not
be eligible for benefits for that condition until you have been covered by
the plan for 12 months
Benefits Integration
 Your short-term disability benefits can coordinate with income from other
sources, such as continued income or sick pay from your employer, during
your disability
 Benefits will be offset by social security payments, any income received
from the employer, excluding any disability payment under the California
Statutory Disability plan, and catastrophic leave donations
 This allows you to receive up to 100% of your pre-disability income
The Lincoln National Life Insurance Company
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