Page 2 - County of San Diego- Updated Final LTD STD for Microsite - V2022.08.27
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Benefits At-A-Glance
Long-term Disability
60% of your monthly salary, limited to
Monthly benefit amount*
$5,000 per month
Elimination period 180 days
Coverage period for your occupation 24 months
Voluntary Long-term Up to age 65 or Social Security Normal
Disability Insurance Maximum coverage period Retirement Age (SSNRA), whichever is
later
The Lincoln Long-term
Disability Insurance Elimination Period
• This is the number of days you must be disabled before you can collect disability benefits.
Premier Plan:
• The 180-day elimination period can be met through either total disability (out of work entirely) or
• Provides a cash benefit after partial disability (working with a reduced schedule or performing different types of duties).
you are out of work for 180
days or more due to injury,
illness, or surgery Coverage Period for Your Occupation
• This is the coverage period for the trade or profession in which you were employed at the time
• Features group rates for The of your disability (also known as your own occupation).
County of San Diego • You may be eligible to continue receiving benefits if your disability prohibits you from any
employees employment for which you are reasonably suited through your training, education, and
experience. In this case, your benefits are extended through the end of your maximum
• Includes coverage period (benefit duration).
EmployeeConnect SM
Maximum Coverage Period
services, which give you and • This is the total amount of time you can collect disability benefits (also known as the benefit
your family confidential duration).
access to counselors as well • Benefits are limited to 24 months for mental illness; 24 months for substance abuse.
as personal, legal, and
Pre-existing Condition
financial assistance • If you have a medical condition that begins before your coverage takes effect, and you receive
treatment for this condition within the 6 months leading up to your coverage start date, you
may not be eligible for benefits for that condition until you have been covered by the plan for
12 months.
The Lincoln National Life Insurance Company
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