Page 18 - County of San Diego- Updated Final LTD STD for Microsite - V2022.08.27
P. 18

Benefits At-A-Glance



                                                Short-term Disability
                                                                                 60% of your weekly salary, limited to
                                                Weekly benefit amount
                                                                                 $1,540 per week
                                                Sickness elimination period      7 days

        Voluntary Short-term                    Accident elimination period      7 days
        Disability Insurance                    Maximum coverage period          12 weeks
       The Lincoln Short-

       term Disability                         Sickness Elimination Period
                                                You must be out of work for 7 days due to an illness before you can collect
       Insurance Plan:                           disability benefits. You can begin collecting benefits on day 8

       Provides a cash benefit when you
        are out of work for up to 12 weeks     Accident Elimination Period

        due to injury, illness, surgery, or     You must be out of work for 7 days due to an accidental injury before you can
        recovery from childbirth                 collect disability benefits. You can begin collecting benefits on day 8

       Provides a partial cash benefit if
        you can only do part of your job or    Pre-existing Condition
        work part time                          If you have a medical condition, including pregnancy, that begins before your
                                                 coverage takes effect, and        you receive treatment for this condition within
       Features group rates for County          the 3 months leading up to your coverage start date, you may not be eligible
        employees                                for benefits for that condition until you have been covered by the plan for 12
                                                 months
       Offers a fast, no-hassle claims
                                                You may still be eligible for PFL. See Paid Family Leave section for further details
        process
                                               Benefits Integration
       PFL is now included with this           Your short-term disability benefits can coordinate with income from other sources,
        benefit                                  such as continued income or sick pay from your employer, during your disability


       For Claims questions please reach       Benefits will be offset by social security payments, any income received from the
                                                 employer and catastrophic leave donations
        out to Lincoln Financial Group at       You cannot receive more than 100% of your pre-disability income
        Claims@lfg.com or 888-480-8710

       For Enrollment questions please
        reach out to Lincoln Financial
        Group at 888-480-8710




















                                                             18
   13   14   15   16   17   18   19   20   21