Page 8 - Williamson Medical Center Flipbook

Williamson Health provides this valuable

benefit at no cost to you.

All Active Employees Classified as COO, CEO, CFO, Chief Nursing Officer, Attorney and Physicians

Long-Term Disability Insurance

Keep getting a check when you’re hurt or sick.
You always have bills to pay, even when you can’t get to work due to injury, illness, or surgery. Long-term
disability insurance helps you make ends meet during this difficult time.

AT A GLANCE:
• A cash benefit of 60% of your monthly salary (up to $12,000) starting after a period of 90
consecutive days of disability, and continues up to the maximum benefit period:
Less than age 60--------------- Greater of Social Security Normal Retirement
age or to age 65 (but not less than 5 years)
60 -------------------------------------- 60 months
61 -------------------------------------- 48 months
62 -------------------------------------- 42 months
63 -------------------------------------- 36 months
64 -------------------------------------- 30 months
65 -------------------------------------- 24 months
66 -------------------------------------- 21 months
67 -------------------------------------- 18 months
68 -------------------------------------- 15 months
69 and over -------------------------- 12 months
o Evidence of insurability may be required
• Includes EmployeeConnect EAP services, which give you and your family confidential access to
®
counselors as well as personal, legal, and financial assistance.
o Program Services include:
- Unlimited, 24/7 access to information and referrals
- In-person help for short-term issues; up to five sessions with a counselor per
person, per issue, per year.
- One free consultation with a network attorney (with subsequent meetings at a
reduced fee)
- One free consultation with a financial counselor
- Online tools, tutorials, videos and much more
ADDITIONAL DETAILS
Pre-existing Condition: If you have a medical condition that begins before your coverage takes effect, and you
receive treatment for this condition within the three months leading up to your coverage start date, you may
not be eligible for benefits for that condition until you have been covered by the plan for 12 months.
For complete benefit descriptions, limitations, and exclusions, refer to the certificate of coverage.